Products Features and Benefits
Transaction Information
Advantage Checking

A robust account designed to meet the personal account needs for our business owners, operators, and their employees. 

 

> Tiered Interest Rate
> E-Statements

 

> Unlimited Check Writing                   
Commercial Analysis Checking

A commercial treasury account designed for companies that actively use treasury management services, typically carry higher balances and manage multiple account relationships.                                                         

 

 > Analyzed account with competitive earnings credit rate
> Account Management
> Access to our robust Treasury Management Platform, Products, and Services
> E-Statement access including detailed analysis statement

 

> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement                               
Business Advantage Checking

A checking account designed to meet the needs of our small to mid-sized businesses that do not utilize our treasury management products and services. 

 

> Access to our Digital Banking Platform, Mobile App, Electronic Deposit Services, Business Marketplace, Remote Deposit Capture, and E- Bill Pay
> E-Statements  

 

> 500 Free Transactions (ACH and Check debits/credits, POS transactions, OTC transactions, and account to account transfers)                                     
 IOLTA Checking                         

Interest on Lawyers Trust Account that complies with all TEAJF rules and guidelines.    

 

> Fixed Interest Rate
> E-Statements
> TEAJF Compliant

 

> Unlimited Check Writing                    
 
Product Features and Benefits
Transaction Information
Secure Money Market Savings

An account designed to allow access to operating funds, while deposits earn and grow. Additionally, this gives you the flexibility to withdraw when needed. 

 

> Tiered Interest Rate
> E-Statements
> $5,000 minimum to open an account

 

> Checks and Debits are limited to 25 per month
Secure Savings
A traditional savings account designed to help you achieve your savings goals. 

 

> Fixed Interest Rate
> E-Statements
> $500 minimum required to open an account

 

> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement
Certificates of Deposit (CD) 
A savings account that offers you a fixed interest rate for a fixed term. 

 

> Fixed Interest Rate based on term selected
> Terms from 3 Months to 60 Months
> $10,000 minimum to open an account

                                                                                                            

 

> Transactions not allowed during the term of the CD

> A penalty may be imposed for early withdrawal                                   

 

 
Product Features and Benefits
Delivery Channel
Expanded FDIC Coverage via IntraFi® & ICS®            

Through our partnership with Intrafi® and their ICS® program, we offer our customers the safety of FDIC insurance for deposits up to $150,000,000. Limits are set by IntraFi® and subject to change. It’s the responsibility of the customer to review the agreement that contains a list of banks where funds are deposited and inform us of any banks that will need to be excluded.

 

Our digital integration with IntraFi® allows us to offer a direct connection between your TSB checking or savings accounts and your associated IntraFi® ICS® accounts. Money moves automatically between your TSB account and your ICS®  account based on your preset limits.
Consumer & Small Business Online & Mobile Banking
 Our Digital Banking and Mobile Applications give you 24x7 access to all your accounts along with access to many of our embedded services to help you manage you accounts on your schedule and on your preferred device. Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications.
Commercial Online & Treasury Management Platform
Our online state of the art Commercial Treasury Management platform gives you and your financial team the access, security, and features you need to effectively manage your organization. With our integrated administrative functions you can add, delete and update users and services on your schedule, not the banks. Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications.
Treasury Management Products & Services
 Each business is unique and so are our Treasury Management products and services. From ACH Origination to Positive Pay to ERP Integration we have the tools your business needs to operate efficiently. Our Treasury Management tools are offered directly through our state of the art online Treasury Management platform and Mobile Applications. All features may not be available via the mobile applications.
Digital Marketplace
 The Marketplace gives Texas Security Bank customers an app store experience to seamlessly add third-party Fintech functionality to their digital banking environment. This enables you to integrate with curated Fintech products through a single relationship with Texas Security Bank. Through that single relationship, you gain access to retail and business focused partners. The TSB Marketplace is a digital experience offered via our state of the art online banking platform.
Reporting & Reconciliation
 In today's complex environment data is essential to running your business. With our robust reporting and reconciliation tools that data can be produced and delivered in many different formats and channels. Our digital banking platforms are the primary source for this data. Via those channels, you can build, view, and export reports. In many cases, we can work with your accounting software or ERP provider to deliver your data via secure integrations.
Zelle®
 We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust. Zelle® is available right from our digital platform and/or our mobile application. You don’t need to download anything new to start sending and receiving money.
Electronic Deposit Services
 The days of going to the bank to make your routine business deposits are over. With our Electronic Deposit options, you can make those deposits from your office or via your mobile phone. Scanning deposits from your office requires the use of a TSB certified check scanning device. Mobile users can make deposits using our mobile application and their device camera.
Electronic Bill Pay
 This service allows our consumer and business clients to track and pay all their recurring or one-time bills. This service is available through our Digital Banking platform and our Mobile Application.
Remittance Processing (Lockbox)
 Our broad range of remittance processing (Lockbox) options provide clients with a convenient way to consolidate all their incoming paper and electronic payments, saving you time and providing excellent reconciliation efficiency. Texas Security Bank partners with market leading lockbox providers to deliver customized remittance solutions.
Strategic Partnerships
 TSB partners with the best solution providers for business needs such as merchant processing, corporate credit cards and payroll services. We have vetted trusted providers to solve your business needs. These services are offered directly by our strategic partners. All strategic partners are required to deliver the same level of high quality service you can expect directly from TSB.