Elevate your banking experience and redefine your results with customized banking solutions and seamless integration. Whether it’s for personal or business accounts, at Texas Security Bank you’ll find not only a full suite of deposit account options, but also the flexibility to tailor them to fit your needs. Your road to success begins here.
INTRAFI® WITH TEXAS SECURITY BANK
INTRAFI® WITH TEXAS SECURITY BANK
Provide expanded FDIC Insurance Coverage using IntraFi® to bring unparalleled convenience and efficiency to your banking experience.
While other banks may offer IntraFi®, their clients often face the challenge of navigating separate platforms, making their banking experience cumbersome and time-consuming.
With our seamless integration, we've made it easy for our clients to see and utilize the balances directly from our online banking system.
Best in Class Digital Banking
Competitive Rates
Nationwide ATM Access
Products Features and Benefits |
Transaction Information |
|
Advantage CheckingA robust account designed to meet the personal account needs for our business owners, operators, and their employees. |
> Tiered Interest Rate |
> Unlimited Check Writing |
Commercial Analysis CheckingA commercial treasury account designed for companies that actively use treasury management services, typically carry higher balances and manage multiple account relationships. |
> Analyzed account with competitive earnings credit rate |
> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement |
Business Advantage CheckingA checking account designed to meet the needs of our small to mid-sized businesses that do not utilize our treasury management products and services. |
> Access to our Digital Banking Platform, Mobile App, Electronic Deposit Services, Business Marketplace, Remote Deposit Capture, and E- Bill Pay |
> 500 Free Transactions (ACH and Check debits/credits, POS transactions, OTC transactions, and account to account transfers) |
IOLTA CheckingInterest on Lawyers Trust Account that complies with all TEAJF rules and guidelines. |
> Fixed Interest Rate |
> Unlimited Check Writing |
Product Features and Benefits |
Transaction Information |
|
Secure Money Market SavingsAn account designed to allow access to operating funds, while deposits earn and grow. Additionally, this gives you the flexibility to withdraw when needed. |
> Tiered Interest Rate |
> Checks and Debits are limited to 25 per month |
Secure SavingsA traditional savings account designed to help you achieve your savings goals. |
> Fixed Interest Rate |
> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement |
Certificates of Deposit (CD)A savings account that offers you a fixed interest rate for a fixed term. |
> Fixed Interest Rate based on term selected
|
> Transactions not allowed during the term of the CD > A penalty may be imposed for early withdrawal |
Product Features and Benefits |
Delivery Channel |
|
Expanded FDIC Coverage via IntraFi® & ICS® |
Through our partnership with Intrafi® and their ICS® program, we offer our customers the safety of FDIC insurance for deposits up to $150,000,000. Limits are set by IntraFi® and subject to change. It’s the responsibility of the customer to review the agreement that contains a list of banks where funds are deposited and inform us of any banks that will need to be excluded.
|
Our digital integration with IntraFi® allows us to offer a direct connection between your TSB checking or savings accounts and your associated IntraFi® ICS® accounts. Money moves automatically between your TSB account and your ICS® account based on your preset limits. |
Consumer & Small Business Online & Mobile Banking |
Our Digital Banking and Mobile Applications give you 24x7 access to all your accounts along with access to many of our embedded services to help you manage you accounts on your schedule and on your preferred device. | Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications. |
Commercial Online & Treasury Management Platform |
Our online state of the art Commercial Treasury Management platform gives you and your financial team the access, security, and features you need to effectively manage your organization. With our integrated administrative functions you can add, delete and update users and services on your schedule, not the banks. | Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications. |
Treasury Management Products & Services |
Each business is unique and so are our Treasury Management products and services. From ACH Origination to Positive Pay to ERP Integration we have the tools your business needs to operate efficiently. | Our Treasury Management tools are offered directly through our state of the art online Treasury Management platform and Mobile Applications. All features may not be available via the mobile applications. |
Digital Marketplace |
The Marketplace gives Texas Security Bank customers an app store experience to seamlessly add third-party Fintech functionality to their digital banking environment. This enables you to integrate with curated Fintech products through a single relationship with Texas Security Bank. Through that single relationship, you gain access to retail and business focused partners. | The TSB Marketplace is a digital experience offered via our state of the art online banking platform. |
Reporting & Reconciliation |
In today's complex environment data is essential to running your business. With our robust reporting and reconciliation tools that data can be produced and delivered in many different formats and channels. | Our digital banking platforms are the primary source for this data. Via those channels, you can build, view, and export reports. In many cases, we can work with your accounting software or ERP provider to deliver your data via secure integrations. |
Zelle® |
We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust. | Zelle® is available right from our digital platform and/or our mobile application. You don’t need to download anything new to start sending and receiving money. |
Electronic Deposit Services |
The days of going to the bank to make your routine business deposits are over. With our Electronic Deposit options, you can make those deposits from your office or via your mobile phone. | Scanning deposits from your office requires the use of a TSB certified check scanning device. Mobile users can make deposits using our mobile application and their device camera. |
Electronic Bill Pay |
This service allows our consumer and business clients to track and pay all their recurring or one-time bills. | This service is available through our Digital Banking platform and our Mobile Application. |
Remittance Processing (Lockbox) |
Our broad range of remittance processing (Lockbox) options provide clients with a convenient way to consolidate all their incoming paper and electronic payments, saving you time and providing excellent reconciliation efficiency. | Texas Security Bank partners with market leading lockbox providers to deliver customized remittance solutions. |
Strategic Partnerships |
TSB partners with the best solution providers for business needs such as merchant processing, corporate credit cards and payroll services. We have vetted trusted providers to solve your business needs. | These services are offered directly by our strategic partners. All strategic partners are required to deliver the same level of high quality service you can expect directly from TSB. |
Products Features and Benefits |
Transaction Information |
|
Advantage CheckingA robust account designed to meet the personal account needs for our business owners, operators, and their employees. |
> Tiered Interest Rate |
> Unlimited Check Writing |
Commercial Analysis CheckingA commercial treasury account designed for companies that actively use treasury management services, typically carry higher balances and manage multiple account relationships. |
> Analyzed account with competitive earnings credit rate |
> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement |
Business Advantage CheckingA checking account designed to meet the needs of our small to mid-sized businesses that do not utilize our treasury management products and services. |
> Access to our Digital Banking Platform, Mobile App, Electronic Deposit Services, Business Marketplace, Remote Deposit Capture, and E- Bill Pay |
> 500 Free Transactions (ACH and Check debits/credits, POS transactions, OTC transactions, and account to account transfers) |
IOLTA CheckingInterest on Lawyers Trust Account that complies with all TEAJF rules and guidelines. |
> Fixed Interest Rate |
> Unlimited Check Writing |
Product Features and Benefits |
Transaction Information |
|
Secure Money Market SavingsAn account designed to allow access to operating funds, while deposits earn and grow. Additionally, this gives you the flexibility to withdraw when needed. |
> Tiered Interest Rate |
> Checks and Debits are limited to 25 per month |
Secure SavingsA traditional savings account designed to help you achieve your savings goals. |
> Fixed Interest Rate |
> All transactions are tracked, charged, and reported by calendar month and detailed in the monthly account analysis statement |
Certificates of Deposit (CD)A savings account that offers you a fixed interest rate for a fixed term. |
> Fixed Interest Rate based on term selected
|
> Transactions not allowed during the term of the CD > A penalty may be imposed for early withdrawal |
Product Features and Benefits |
Delivery Channel |
|
Expanded FDIC Coverage via IntraFi® & ICS® |
Through our partnership with Intrafi® and their ICS® program, we offer our customers the safety of FDIC insurance for deposits up to $150,000,000. Limits are set by IntraFi® and subject to change. It’s the responsibility of the customer to review the agreement that contains a list of banks where funds are deposited and inform us of any banks that will need to be excluded.
|
Our digital integration with IntraFi® allows us to offer a direct connection between your TSB checking or savings accounts and your associated IntraFi® ICS® accounts. Money moves automatically between your TSB account and your ICS® account based on your preset limits. |
Consumer & Small Business Online & Mobile Banking |
Our Digital Banking and Mobile Applications give you 24x7 access to all your accounts along with access to many of our embedded services to help you manage you accounts on your schedule and on your preferred device. | Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications. |
Commercial Online & Treasury Management Platform |
Our online state of the art Commercial Treasury Management platform gives you and your financial team the access, security, and features you need to effectively manage your organization. With our integrated administrative functions you can add, delete and update users and services on your schedule, not the banks. | Our digital platform is available via any web browser and mobile applications are available for Apple and Android devices via their respective app stores. All features may not be available via the mobile applications. |
Treasury Management Products & Services |
Each business is unique and so are our Treasury Management products and services. From ACH Origination to Positive Pay to ERP Integration we have the tools your business needs to operate efficiently. | Our Treasury Management tools are offered directly through our state of the art online Treasury Management platform and Mobile Applications. All features may not be available via the mobile applications. |
Digital Marketplace |
The Marketplace gives Texas Security Bank customers an app store experience to seamlessly add third-party Fintech functionality to their digital banking environment. This enables you to integrate with curated Fintech products through a single relationship with Texas Security Bank. Through that single relationship, you gain access to retail and business focused partners. | The TSB Marketplace is a digital experience offered via our state of the art online banking platform. |
Reporting & Reconciliation |
In today's complex environment data is essential to running your business. With our robust reporting and reconciliation tools that data can be produced and delivered in many different formats and channels. | Our digital banking platforms are the primary source for this data. Via those channels, you can build, view, and export reports. In many cases, we can work with your accounting software or ERP provider to deliver your data via secure integrations. |
Zelle® |
We have partnered with Zelle® to bring you a fast, safe and easy way to send and receive money with friends, family and other people you trust. | Zelle® is available right from our digital platform and/or our mobile application. You don’t need to download anything new to start sending and receiving money. |
Electronic Deposit Services |
The days of going to the bank to make your routine business deposits are over. With our Electronic Deposit options, you can make those deposits from your office or via your mobile phone. | Scanning deposits from your office requires the use of a TSB certified check scanning device. Mobile users can make deposits using our mobile application and their device camera. |
Electronic Bill Pay |
This service allows our consumer and business clients to track and pay all their recurring or one-time bills. | This service is available through our Digital Banking platform and our Mobile Application. |
Remittance Processing (Lockbox) |
Our broad range of remittance processing (Lockbox) options provide clients with a convenient way to consolidate all their incoming paper and electronic payments, saving you time and providing excellent reconciliation efficiency. | Texas Security Bank partners with market leading lockbox providers to deliver customized remittance solutions. |
Strategic Partnerships |
TSB partners with the best solution providers for business needs such as merchant processing, corporate credit cards and payroll services. We have vetted trusted providers to solve your business needs. | These services are offered directly by our strategic partners. All strategic partners are required to deliver the same level of high quality service you can expect directly from TSB. |
BUILD A BETTER BUSINESS
BUILD A BETTER BUSINESS
We are in business to help your business!
Take your business and career to the next level with Texas Security Bank's Award-Winning Business Education programs.
Our Business Speaker Series and TSB Academy have classes specifically designed to elevate your organization. Our webinars and classes provide key business concepts, tools, and practical application that will assist in your business and career growth.
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Elevating the Champions of Free Enterprise