All the training you need to build the foundation of a successful banking career.
At Texas Security Bank, we seek to optimize your training experience to make you successful in your job and ready to take on future opportunities. Texas Security Bank provides a comprehensive Commercial Banker Development Training Program which prepares you for advancing quickly in your career with extensive knowledge to become a top banker. Our training series is broken out into multiple topics and is completed over the course of the first year on the job.
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Training Topic |
Description |
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Credit Training |
This formal credit training program through Moody’s includes Foundations of Banking and Credit, which provides an overview of the banking industry, and examines how a bank earns money and manages risk, including credit risk; Financial Accounting for Business Lenders, which introduces the accrual accounting concepts that will help participants evaluate and analyze the financial statements of small and midsize businesses; Business Lending, which teaches participants how to use a framework to analyze business lending opportunities; and Commercial Real Estate Lending, which teaches best practices for analyzing, documenting, and managing commercial real estate loans. In addition to the formal credit training through Moody’s, Commercial Banking Analysts will also be assigned over 20 modules on credit underwriting and credit administration through the bank’s Learning Management System (LMS). |
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Introduction To Bank Compliance |
This training encompasses an in-depth discovery of the many rules and regulations that govern banking. It covers topics such as Fair Lending Regulations, Bank Secrecy Act, Cybersecurity Fundamentals and much more. Banking is a well-regulated industry and knowing how to stay in compliance is an important part of the knowledge necessary to become a successful banker. |
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Introduction to Loan Documentation |
Through the bank’s Learning Management System (LMS), you will be provided modules on over 20 topics related to loan documentation and loan administration, including loan documentation requirements and typical loan documents, how to read UCC searches, lien perfection, and much more. |
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Introduction to Loan Closing |
During this training, you will shadow the bank’s loan administration personnel and commercial lending assistants to understand the loan closing process and required loan documentation. |
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Treasury Management |
This training focuses on understanding the deposit products offered by the bank and the processes and procedures necessary to administer and sell them. Products covered include positive pay, Insured Cash Sweep (ICS), electronic payments (ACH and Wires), and fraud prevention. |
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Introduction to Product Partner Sales |
The bank has relationships with other companies who provide products and services to our customers through referrals. This training covers insurance referrals, merchant credit card referrals, credit card referrals and non-bank financing referrals. |
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Sales and Business Development |
This training is delivered by Texas Security Bank executives and covers the process by which a business development model may be utilized for optimal sales success. |
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Other |
Through the bank's Learning Management System (LMS), Analysts are also provided training on Leadership Development, Teamwork, Communication Skills, Time Management, Conflict Resolution, Business Attire, Business Etiquette, Business Writing Skills, Negotiation Skills, Project Management, Branding, Customer Service, and more. In addition to the training outlined above, our Commercial Banking Analysts are provided a high level of exposure to our top executives and on-the-job training opportunities. Periodic Lunch and Learn training sessions are scheduled using a formal curriculum on topics related to running a business, as well as individual book studies on Leadership Development and Sales. Our Commercial Banking Analysts get training and mentoring and access to our Senior Leadership Team. Our CEO, Craig Scheef, is highly accessible and involved with our Commercial Banking Analysts and has monthly lunches with our Commercial Banking Analysts to provide career advice and time for Q&A sessions. Our Senior Leadership Team as well as all our bankers (Managing Directors and Relationship Managers) take our Commercial Banking Analysts out on calls with prospects and clients, which is a great introduction to interacting with business owners and key decision makers. Finally, our Commercial Banking Analysts attend all loan committee meetings which is a great way to learn about commercial lending and the different types of deals the bank is working on. |
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